Baselane

Overview

Baselane combines unlimited business checking/savings accounts (FDIC insurance via Thread Bank), property-level bookkeeping, rent collection, tenant payment portal, and tax-ready reporting (Schedule E) for landlords and rental investors. Free Core tier covers banking and bookkeeping essentials; paid Smart tier ($20/month, 30-day free trial) adds AI auto-categorization, advanced reporting, balance sheet & cost segregation, and 2-day rent deposits. Based on analysis of baselane.com/pricing as of 2026-06.

Target audience

use cases

multi-property investor banking, STR rental banking, mid-term and long-term rental operations, landlord bookkeeping

geographies

US

Pricing

• Core

  0 USD (monthly)

  unlimited business checking/savingsphysical and virtual Visa debit cardsFDIC insurance via Thread Bankfee-free ATMs at 55,000+ Allpoint locationsautomated rent collectionproperty-level bookkeepingSchedule E reports

• Smart

  20 USD (monthly)

  AI auto-categorizationadvanced tagging rulesauto-receipt matchingbalance sheet & cost segregation reporting2-day rent depositsshared access with role-based controlspriority support30-day free trial

Features

banking

unlimited checking/savings accounts, virtual and physical Visa debit cards with spend controls, FDIC insurance via Thread Bank, fee-free ATMs at 55,000+ Allpoint locations

bookkeeping

property-level income/expense tracking, real-time reports (cash flow, NOI, rent roll), Schedule E reports, transaction ledger, tenant management

smart additions

AI auto-categorization, auto-receipt matching, balance sheet & cost segregation reporting, 2-day rent deposits

Integrations

• QuickBooks
• Xero