Proper Insurance

Overview

Proper Insurance offers specialized vacation rental insurance positioned as filling the gap left by standard homeowners and landlord policies. Coverage stated on proper.insure : commercial general liability USD 1M standard with USD 2M available, building and contents replacement cost, business revenue protection. Specific add-ons stated include property entrustment, pet/animal liability, bed bug protection, squatter protection, amenities liability, liquor liability. Underwritten by Lloyds of London and Concert Specialty Insurance per public site. The site states it is "exclusively endorsed by Vrbo" as preferred provider — verify scope on proper.insure before publishing.

Target audience

use cases

Airbnb hosts, Vrbo owners, STR owners, rental arbitrage operators

geographies

US only

max properties

1000

min properties

1

Pricing

Pricing not yet independently captured. Check the current plans on the official site .

Features

add ons

pet liability, bed bug, squatter, amenities, liquor

underwriters

Lloyds of London, Concert Specialty Insurance

liability claim

States USD 1M standard, USD 2M available

business revenue

Lost income coverage during repairs

geographic scope

All 50 US states + DC

building contents

Replacement cost valuation